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Free Consultation

We offer an initial consultation free of charge and without obligation.

During your initial consultation we will discuss how we will be remunerated if you decide that you want to proceed with Professional Mortgage Services. If you decide that you do not wish to use the services of Professional Mortgage Services, no fees will be incurred.

There are a number of ways in which we can be remunerated for our advice and recommendation:

  • No fee (we will be paid by commission from the lender)
  • A fee of 0.5% of the mortgage loan payable upon completion. We will refund any commission received from the lender to you. E.g. On a mortgage of £100,000 the fee would be £500.

Our client's most popular choice of paying us is by commission where we do not charge a fee but receive commission from the lender.

We do not normally charge a fee as we are usually paid by the lender. However, depending on your circumstances there may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate It will be 0.5% of mortgage amount, and we will retain the commission from the lender. Alternatively, you can choose the fee only option which is typically 0.75% of the amount borrowed. With this option we will rebate to you any commission we receive from the lender for arranging the mortgage. The precise amount will depend on your circumstances and loan amount, and will be discussed and agreed before you make an application.

 

 


 

 

 

 

 
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